Every Centralized Idea to Fix the Healthcare Will Fail, and Here's Why.

This sounds like it should be a long topic, but in fact, it's very short. Every central system will fail because any sort of involuntary insurance is effectively a forced redistribution of wealth. Without eliminating the entitlements, it doesn't matter if there is government insurance, a choice of private plans, a hybrid system, a system that involves the easter bunny, etc... The system will eventually bankrupt itself because it will progressively demand more and more money from the most productive members of society in order to pay for things that are largely the result of either poor life choices or inevitable old age. Insurance only works if everyone takes the risk voluntarily. Throwing oneself into a risk pool with people who are much higher risk than you is stupid. Forcing this stupid decision is the only purpose of central insurance.